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Tip of the Month: Protect Your Home—and Your Wallet—with a FORTIFIED Roof

How a storm-ready roof can save you money, boost your home’s value, and give you peace of mind on the Outer Banks

Living on the Outer Banks means living with the elements. Gorgeous sunsets, salty breezes, and yes—stormy weather. While we can’t control the forecast, we can prepare for it. And one of the best ways to do that? Reinforcing your roof.

What’s a FORTIFIED Roof™?

A FORTIFIED Roof is designed to better withstand high winds and hurricanes. It’s not just marketing—it’s a nationally recognized construction standard developed by the Insurance Institute for Business & Home Safety (IBHS). These roofs go above and beyond standard building code requirements to help protect homes from storm-related damage.

Why does that matter? Because when a roof fails during a storm, it can lead to devastating (and expensive) consequences. In fact, roof failure is responsible for up to 90% of insured residential losses during major storms.

Good News for Coastal NC Homeowners

If your home is insured through the North Carolina Insurance Underwriting Association (NCIUA), you may be eligible for a grant of up to $8,000 to help install a FORTIFIED Roof through the Strengthen Your Roof program. This includes properties in Dare and Hyde Counties—right here on the Outer Banks.

More Than Protection—It’s a Smart Investment

Reinforcing your roof offers more than peace of mind. It’s also a smart financial move:

  • Reduce the risk of major storm damage
  • Protect your family and your home’s value
  • Potentially qualify for homeowners insurance discounts (based on location and level of protection)

Whether you’re staying long-term, selling soon, or looking to increase your rental income potential, a FORTIFIED Roof adds serious value.

Ready to Learn More?

If you’re interested in finding out whether your home qualifies for the grant—or how much you might save on insurance—reach out! I’m happy to connect you with resources, guide you through the process, and help you make the best decision for your property.

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